Savings Accounts

Saving is not only an important way to reach your financial goals, it’s also a way to make sure you’re covered for unexpected emergencies.  We offer everything from basic savings for short-term needs to a money market account for longer terms.  See our Investment page for Individual Retirement Accounts for your long-term security.

Statement Savings

This is an account for our regular savers.

  • Interest is compounded and paid quarterly
  • If the average balance for any quarter is below $1,000, there will be a $1.00 charge for each withdrawal over 6 during the quarter up to $3.00.
  • If the minimum balance for the quarter is below $100.00, there will be a $5.00 maintenance charge for that quarter.
  • Click here for the current rate

Money Market Accounts

Money Market is a limited withdrawal checking/savings account for individuals looking to earn more and still have access to their funds.

  • Account holders may make up to 6 withdrawals, including transfers during the statement period. A $5.00 excessive withdrawal fee applies to each withdrawal made after the first six.
  • There are no service charges unless the minimum balance is below $1,000 for the monthly statement period.  Then the charge is $10.00 for that period. Monthly fees are determined by the account’s Minimum Daily Balance:

0.00 – 999.99                    $10.00
1,000+                               None