Business Deposit Accounts

Checking accounts are at the heart of any business banking relationship.  We’ve designed ours to give you a range of choices with the features you want, but all of them share convenience and value.  And to help you make the most of your cash flow, we also offer savings options that help your business earn interest on excess cash.

Business Checking Accounts

Neighborhood Business Checking
Local businesses are the core of our community. Our Neighborhood Business Checking account features competitive rates and benefits, plus the support and individual customer service that can help you grow your company.

  • Average statement cycle minimum balance of $500, or greater, waives the monthly service charge of $10.00.
  • First 200 debit items FREE, $0.25 for each additional debit item
  • Minimum Opening Deposit of $100

Neighborhood Business Interest Checking

Interest Checking is a checking account that earns interest for individuals, non profit organizations and sole proprietorship businesses.

  • Average statement cycle minimum balance of $2,500, or greater, waives the monthly service charge of $15.00.
  • First 300 debit items FREE, $0.25 for each additional debit item
  • Minimum Opening Deposit of $100


Small Business Savings

Money Market Accounts
Money Market is a limited withdrawal checking/savings account for small businesses.

  • Account holders may make up to 6 withdrawals, including transfers during the statement period. A $5.00 excessive withdrawal fee applies to each withdrawal made after the first six.
  • There are no service charges unless the minimum balance is below $1,000 for the monthly statement period.  Then the charge is $10.00 for that period. Monthly fees are determined by the account’s Minimum Daily Balance:

0.00 – 999.99                    $10.00
1,000+                               None

Certificates of Deposit
Your business can earn a fixed rate of return on excess funds using these savings instruments with varying terms.

  • Available in terms of three months, six months, one year, two years, three years, four years, and five years
  • The minimum deposit for one year or more is $500.00
  • The minimum deposit for less than a year is $1,000.00
  • Interest options: monthly by deposit  into another Virginia Community Bank account or quarterly if compounded